Frequently Asked Questions

What are the advantages of a consumer driven healthcare plan?

A consumer-driven health plan involves maximum savings because it combines tax incentives with a high deductible health-plan (HDHP). HDHPs typically offer a better value for your money because their premiums are significantly lower, and any out-of-pocket cost risk to consumers can be minimized by funding HSAs to cover health expenditures up to the deductible. HDHP premiums have, in general, not been subject to the kinds of rate increases that traditional health plans have seen over the last few years. However, this is not true in all states and for all health plans, so the best way to verify if a consumer-driven plan is right for you is to use our Plan Comparator tool.

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