Frequently Asked QuestionsWhat types of HMO models can I choose from?In a "staff model" health maintenance organization (HMO) plans, doctors have their offices in HMO buildings and are direct employees of the HMO. "Group model" HMOs do not pay doctors directly, but instead pay groups of physicians. "Network model" HMOs will pay doctors in a network of groups. The network model is the most common. « Back to questionsNeed Tips on Buying Health Insurance?Visit the Tips and Advice Center |